Step 1
Choose an exchange
Compare the fee table above to find the cheapest exchange for buying BTC. Consider maker vs taker fees, deposit methods, and whether the exchange is available in your country.
How to buy BTC
How to Buy Bitcoin — Cheapest Exchange Comparison (2026)
The original cryptocurrency and digital store of value. Created by Satoshi Nakamoto in 2009, Bitcoin is the most widely recognized and traded cryptocurrency with the largest market capitalization. It operates on a proof-of-work consensus mechanism with a fixed supply of 21 million coins.
Quick Answer
Compare fees across 10 exchanges to find the cheapest way to buy BTC. The lowest spot maker fee is currently offered by MEXC at 0%.
Fee comparison
Exchange fees for buying Bitcoin (BTC)
Compare spot and futures trading fees for BTCUSDT across all 10 major exchanges. Sorted by lowest spot maker fee by default.
| Exchange | Spot Maker ↑ | Spot Taker | Futures Maker | Futures Taker | Discount |
|---|---|---|---|---|---|
| MEXC | 0% | 0.05% | 0% | 0.01% | Zero maker fees by default |
| Coinbase | 0.04% | 0.08% | 0% | 0% | Advanced Trade rates shown |
| OKX | 0.08% | 0.1% | 0.02% | 0.05% | OKB holders get lower tiers |
| Binance | 0.1% | 0.1% | 0.02% | 0.05% | BNB discount to 0.075% |
| Bybit | 0.1% | 0.1% | 0.02% | 0.055% | VIP tiers available |
| KuCoin | 0.1% | 0.1% | 0.02% | 0.06% | KCS discount to 0.08% |
| Bitget | 0.1% | 0.1% | 0.02% | 0.06% | BGB token discount |
| Kraken | 0.16% | 0.26% | 0.02% | 0.05% | Pro rates shown |
| Gate.io | 0.2% | 0.2% | 0.015% | 0.05% | GT token discount |
| HTX | 0.2% | 0.2% | 0.02% | 0.04% | HT token discount |
Step-by-step guide
How to buy Bitcoin in 5 steps
A beginner-friendly guide to purchasing BTC on a centralized exchange.
Step 2
Create and verify your account
Sign up on your chosen exchange and complete identity verification (KYC). This typically requires a government-issued ID and may take a few minutes to a few days depending on the exchange.
Step 3
Deposit funds
Deposit fiat currency (USD, EUR, etc.) via bank transfer or card, or transfer crypto like USDT from another wallet. Bank transfers usually have lower fees than card deposits.
Step 4
Buy BTC
Navigate to the BTCUSDT trading pair. Use a limit order to get the maker fee rate (usually cheaper) or a market order for instant execution at the taker fee rate. For large purchases, consider splitting into multiple orders.
Step 5
Secure your holdings
After buying BTC, consider your storage options. For active trading, keep funds on the exchange. For long-term holding, transfer to a hardware wallet (Ledger, Trezor) or a reputable software wallet for better security.
Buy BTC
Ready to buy Bitcoin?
Choose an exchange below to start buying BTC. Fees shown are base-tier rates — higher-volume traders may qualify for lower fees.
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FAQ
Frequently asked questions about buying Bitcoin
What is the cheapest way to buy Bitcoin?
The cheapest way to buy BTC is to use a limit order (maker) on an exchange with low maker fees. MEXC currently offers 0% maker fees, making it the cheapest option for limit orders. For market orders, compare the taker fees in the table above.
Can I buy Bitcoin with USD or EUR?
Most major exchanges support fiat deposits for buying BTC. Coinbase and Kraken offer direct USD purchases. For EUR, Kraken and Coinbase are popular options. You can also deposit stablecoins like USDT first and then trade the BTC/USDT pair.
Is it safe to buy Bitcoin on a centralized exchange?
Centralized exchanges offer convenience and liquidity but require trust in the platform. To minimize risk: use exchanges with strong security track records, enable two-factor authentication, consider withdrawing large holdings to a personal wallet, and only use regulated exchanges available in your jurisdiction.